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L: Cllr Denise Bickley. R: A pile of recycling waiting to be sorted at Greendale.

I'm writing my first column for Nub News linked to my 'passion' – the environment, litter and specifically this time to shine a spotlight on recycling and waste collections in the area.

Being both a member of East Devon District Council and Sidmouth Town Council, plus being the Chair of the Sidmouth Plastic Warriors I have a unique insight into the work of the teams in Streetscene and Suez, who do such a fantastic job.

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Happy new tax year! We are a month into 2019/2020 already and, in an effort to help you be more tax efficient, this column concentrates on how to use one of the most tax efficient savings vehicles available in this country – pensions.

Pensions' legislation is fiendishly complicated but, if tackled in the right way, pensions are great tax efficient investments.

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